The HSA … proof that the IRS really does give things away

Health Savings Accounts (HSAs) have little to no down side. HSAs allow anyone with an eligible high deductible health care plan to get a tax break. Generally speaking, medical expenses are only tax-deductible if you both itemize your deductions and your eligible medical expenses exceed 10% of your adjusted gross income. HSA accounts offer a full and current deduction of your future qualifying medical expenses regardless of your income as long as you have a qualifying high deductible health care plan.